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Code: SAV-ENG-004-01 Authors: Laura Elser, Alfred Hanning, Sylvia Wisniwski Date : 1999 Quantity: 1 Type: copyIntroduction
Consultative Group to Assist the Poorest (CGAP)
Working Group on Savings Mobilization
The CGAP (Consultative Group to Assist the Poorest) Working Group on Savings Mobilization has noted the neglect of savings in microfinance and endeavored to establish a conceptual framework for the mobilization of microsavings. To address this concern, it commissioned several case studies to gain empirical knowledge of different areas pertaining to the subject.
This paper analyzes the savings mobilization strategies of six institutions from Africa, Asia and Latin America. Through this paper, GTZ hopes to contribute to the important work of perfecting effective savings mobilization strategies that can be replicated in microfinance in microfinance institutions across the globe. The paper first outlines the problem and the respective working hypotheses. Then it provides a brief overview of the institutional profiles of the selected financial institutions. In a next step, the results of the comparative analysis in the areas of governance, savings products and technologies, management capacity, external and internal regulation and supervision, and costs are summarized. Finally, the remaining information gaps are identified and the conclusions presented.